1. Introduction
Welcome to FCN (Fair Collection Network), a digital fund collection platform ("Service") operated by FCN Technologies ("us", "we", or "our"). These Terms and Conditions ("Terms") govern your access to and use of our Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.
2. Accounts
2.1 Account Creation
When you create an account with us, you must provide accurate and complete information. Failure to do so constitutes a breach of these Terms.
2.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
2.3 Account Termination
We reserve the right to refuse service, terminate accounts, or remove/edit content at our sole discretion.
3. Services
FCN provides a platform for digital fund collection with the following features:
- Real-time collection tracking
- Agent management tools
- Commission tracking
- Secure payment processing
- Reporting and analytics
We reserve the right to modify or discontinue the Service (or any part of it) with or without notice.
4. Payments
4.1 Fees
Use of certain Service features may require payment of fees. All fees are stated in the applicable currency and are non-refundable.
4.2 Payment Processing
All payments are processed through secure third-party payment processors. We do not store your payment card details.
4.3 Taxes
You are responsible for all applicable taxes related to your use of the Service.
5. Privacy
Your use of the Service is subject to our Privacy Policy, which explains how we collect, use, and disclose your information.
By using the Service, you consent to our collection and use of personal data as outlined in the Privacy Policy.
6. Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of FCN Technologies.
Our trademarks and trade dress may not be used without prior written consent.
7. Termination
We may terminate or suspend your account immediately, without prior notice or liability, for any reason, including if you breach these Terms.
Upon termination, your right to use the Service will immediately cease.
8. Limitation of Liability
In no event shall FCN Technologies be liable for any indirect, incidental, special, consequential or punitive damages resulting from your use of the Service.
Our maximum liability to you for any claim related to the Service shall not exceed the amount you paid us in the last 12 months.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Pakistan, without regard to its conflict of law provisions.
10. Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of any changes by posting the new Terms on this page.
Your continued use of the Service after any changes constitutes acceptance of those changes.